It’s modern, yet classic and basic. I personally can’t decide on the silver or the gold. I’m not the kind of image consultant that does color consulting and strongly recommends certain colors over another. I know I look better in gold, but I feel gold makes more of a statement than silver. So whichever you choose is a personal decision.
Another option for an everyday, “go to” necklace is crystal. (Or if you’ve got the money and are comfortable, go with diamonds.) The necklace below could be worn dressy with a suit and matching crystal earrings.
If wearing the crystal necklace and matching earrings feels too dressy or “matchy,” pair it with the plain hoops. The important thing to know is that any of the jewelry pictured can be worn with formal business wear, business casual clothing or even with jeans and a t-shirt.